Best Small Business Insurance (2026)

General liability, E&O, workers comp for SMBs.

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Product	Best for	Pricing
NEXT Insurance#1	Solopreneurs and SMBs needing coverage fast	From $11/month	Visit →
Hiscox	Consultants and professional services	From $25/month	Visit →

#1 Pick

NEXT Insurance

Digital-first small business insurance.

Best for

Solopreneurs and SMBs needing coverage fast

✓General liability + workers comp
✓Instant certificates of insurance
✓Mobile-first management
✓Industry-specific bundles

From $11/month

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Hiscox

Tailored coverage for over 180 small-business types.

Best for

Consultants and professional services

✓Professional liability + cyber
✓Online quote and bind
✓Industry-specialized agents
✓Up to $2M coverage

From $25/month

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