Welcome to your daily briefing on automotive developments in New Hampshire. Today we're covering 6 key stories including updates on new hampshire automotive headlines, background & context. Let's dive in.
3 stories
Read our complete guide to understand exactly what you need to know and what steps to follow to obtain your New Hampshire auto dealer license.
Relevant to automotive professionals operating in NH.
This guide will take you through every step in getting your New Hampshire auto dealer license in easy-to-understand language.
Relevant to automotive professionals operating in NH.
Vehicle registration is an important part of staying in compliance with state law.
Relevant to automotive professionals operating in NH.
Reach professionals in this market
3 stories
Federal law prohibits the sale of new vehicles under an open recall; the rules vary for used vehicles by state. Several states now require dealers to disclose open recalls to used-car buyers and to repair recalled vehicles before sale. Compliance varies widely across regions.
Selling a vehicle with an undisclosed open recall produces consumer-protection exposure and, in some states, automatic rescission rights for the buyer. The cost is far higher than the recall repair would have been.
A dealer may pull a credit report only with the consumer's authorization or for a specific permissible purpose under FCRA — typically completion of a credit transaction initiated by the consumer. Pulling a credit report based on a sales-floor walk-in without explicit authorization is a violation, even with intent to "save the customer time.".
FCRA violations carry statutory damages even without proof of harm, plus attorney fees. A pattern of unauthorized pulls can produce class-action exposure.
A warranty is included in the purchase and obligates the seller; a service contract is sold separately and obligates a third-party administrator. The two are regulated differently — warranties under Magnuson-Moss federal law, service contracts under state insurance or specialty regulation. Misadvertising one as the other is a common consumer-protection issue.
Misrepresented coverage produces immediate refund liability for the contract price plus potential consumer-protection damages. Sales-floor scripts are the most common source.
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